How I Have Increased My Savings by 300% With One Easy Step

Let’s admit it, saving money is a pain in the butt. It takes constant willpower to work and then basically act like that money never existed (especially when you see the latest trendy shoe that you NEED to have go on sale).

But when you save and see progress, it is the best. thing. ever.

In the last two months I have increased my savings per month by at least 300%. For a girl that went from basically putting no money into her savings account every month, to putting hundreds of dollars, it’s pretty dang exciting.

I get it, we are surrounded around genius marketing that makes you think you need everything in sight, a social life to keep up with including food and alcohol money, and the forgettable (but happens every month) birthday gift you need to get a friend/family member. It all adds up!


So, how have I been increasing my savings by 300% every month? The envelope system.

The envelope system? What on earth is that?!

The envelope system is a budgeting method that makes you break down everything you spend and give yourself a strict budget. That sounds a little scary, but I promise it’s not. I will walk you through exactly how I make it work for me.


Say bye-bye to your debit/credit card.

You NEED to start using cash. It makes you so much more aware of what you are spending on instead of just swiping your card when you want that $8-dollar pasta bowl from Noodles (every week…guilty of this one:/).

Now, I am not telling you to throw away your debit or credit card. That would be very stupid. I still use my debate card all the time, just in a different way than before and I just got my first credit card (hollah) because it is important to be building credit. So, yes, you still need those!

Every single month I use a free website called The Every Dollar that helps me set up my budget. I have everything budgeted from my Orange Theory membership, car payment, food, gas, etc. I’ve tried a few different budgeting websites and there’s a few reasons why The Every Dollar is my favorite. Main reason, its free!! Second reason, it comes with an app so I can easily see everything on my phone. Lastly, it is based off of a zero-dollar system.

What this means, is that you use 100% of your monthly income. So, let’s keep it simple and say that I make $1,000 every month. Every single dollar in that $1,000 has a spot to go. Like I said before, I budget for everything so I will insert that cost and how much I think I will spend into that website.


This is where the envelope system comes in.

Every bill or monthly payment I have, I use my debit card for and usually always have it be automatically deposited so I don’t forget about it. Everything else, I use cash for. For example, this past month I took out cash for grocery shopping, clothing shopping, gas, restaurant money, Iowa money, and random money.

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I allocated a certain amount of money for each of those. For grocery shopping, $20 is usually good for me because I have a food plan at school. Depending on the season, I will give myself clothing money or I will not give myself any at all. Last month, I gave myself $40 dollars. You get it!

I then would take 6 envelopes and label each of them with those categories. I would put the specified money into each envelope and then put the envelopes in my wallet/clutch. If you’re wondering, this is the wallet I have and it holds the envelopes really well. Plus, I really like how it is more of a ‘clutch’ so I don’t have to carry a purse when I don’t want too.


Here’s the catch.

Once the money is spent in that envelope, you are DONE spending money in that area for the month. It makes you be much more selective about what you save and what you spend on.

You guys, the first month I did this, I saved over $700 dollars extra. Just from doing this. Which, honestly makes me disgusted that I was spending that much money but now that it has helped me, I want to shout it out to the world!!!

I’m going to be honest, it does get a little obnoxious when you are checking out at the grocery store and need to search through your envelopes to find the right one, but who cares? If I am saving money, I will do it.


This is exactly how I have increased my savings by 300% every month.

 BTW, this is all thanks to my BFF Dave Ramsey. I am obsessed with him and he has taught me so much about money!! Just two months ago, I knew nothing about money but I purchased one of his books and learned so much from paying off debt to investing. He also has free podcasts that I listen to everyday that interview real people with real questions and gives them great money advice. He recommends the envelope system in his booked so that’s how I learned about this. Highly recommend!!

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7 Life Changing Beauty Care Tips for Your Nighttime Routine

The way you treat your skin at night, could be the single most important “beauty care” you do all day.

 Did you know that every night you don’t take your makeup off,  you age 14 days?!

Not 100% sure that stat is right, but it’s what my Godmother has been telling me for years and she’s never wrong;).


Take off your makeup-ALL of it!

This is the first thing I always do when getting ready for bed. I prefer a facial cleanser that has makeup remover in it and have currently been using this face wash from the drug store. It is perfect for night time because it has a smell that is so good and is supposed to help you relax.

I recently received this towel in my Ipsy bag and have been using it every night. It has something in it that you just need to wet the towel and it removes the makeup… so convenient and perfect for the quick swipe after washing your face to make sure you really got all your makeup off!

Buffer away your dry skin.

Do you suffer from acne or small bumps on your face? While I have been lucky with acne, I do often get skin colored bumps on my face that are the most annoying!! One way I have combated that is by exfoliating my face a few times every week. This is essential and highly recommended by estheticians so your dead skin can be buffed away opening up congested pores.

Use a purifying mask to rejuvenate your skin.

Facemasks are the best thing ever. They are just as fun as they are helpful. I have tried a bunch of different face masks but my favorites are the ones that are a sheet so it makes for easy cleanup…. and I see the best results from them! I have really dry skin and have been using this facemask at least once a week.

Get a silk pillowcase.

Not only does this tame the hair, it also helps prevent wrinkles. Win-win! You can purchase silk pillowcases really inexpensive and they are a super easy way to make you feel more luxe while helping not damage your hairs cuticles (like cotton pillowcases do).

Use a face lotion…every night.

Using lotion on your face helps smooth your skin and mellow irritation. It also reduces redness. I recently switched my face lotion and have seen a huge improvement in my skin.

If you suffer from acne, you need to be pulling up your hair at night.

When you sleep at night, your hair leaves oil all over your face. This oil can clog pores causing acne and other issues. If you suffer from acne, you need to pin your hair away from your face so the oils don’t touch your face.

Drink water.

Water is the absolute best thing for your skin!! I have read article on article going over just how beneficial drinking enough water is and how it can really transform your skin. This is such an easy way to give your skin a fresh look. This is my absolute favorite water bottle that keeps my water supperrr cold all day.

Doing these can not only help your skin, but also overall really make you feel better.


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32 Easy Costumes to Copy That Are Perfect for the College Halloween Party

Halloween is quickly approaching which means costume planning is/will be in full swing.

What you wear for Halloween is a big deal, especially in college. Usually, you need not only one costume but three! hellooo, halloweekend 🙂

I have put together a roundup of the BEST halloween costumes that I could find… easy, cheap, with a sprinkle of sexy added in (lets be honest, thats a pretty essential part for College halloween parties :/).

BTW, if you’re looking for couple costume ideas, check out my post 32 Easy Couple Costumes to Copy that are Perfect for a College Party. Seriously, some of these are hilarious.

Calvin Klein Bra and Underwear Set // Silk Bathrobe // Nude Heels // Boxing Gloves

With how popular boxing is nowadays as a workout, I am sure if you ask around you will be able to find boxing gloves pretty easily! Wear a sports bra with latex shorts and a silk bathrobe, and you’ve officially become a hot wrestler. 

Nude Skirt (actually really cute) // Croptop // Girl Scout Badge // Converse

If you were in Girl Scouts then this is a must!! You seriously are just wearing a a regular outfit and throwing your trusty sash on and you are good to go!! SO easy.

White Tank // Skirt // Cherry Headband

How cute is this?! If you don’t already own a skirt of shirt like that, you can easily find something like that on Forever 21 or another inexpensive store.

Glasses // Shirt // Skirt // Boots

If you had a uniform growing up, this one will be extremely easy for you to put together. If not, they sell them super cheap on Amazon!

Jacket // Nude Sleeveless Dress

Haha! I think this costume is so clever. I honestly might be doing this one for halloween 🙂

Bathing Suit // Socks // Glasses

Love this one!! Might be a bit cold, but fashion is pain, right?

Brown Leggings // Cropped Cami // Deer Antlers

Soo easy!! Basically, just need some antler ears.

Black Body Suit // Tights // Socks // Choker

Robe // Sports Bra // Skirt

Shirt // Fabric Paint

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Bodysuit // Skirt // Boots // Fishnet Tights // Duster // Choker

Wings // Pajamas

Shorts // Fishnets // Shirt // Suspenders // Hats

Silver Skirt // Silver Tube Top  // Hershey Kiss Hat

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This would honestly be kind of funny at a christian college :/ also, probably very inappropriate, but hey, its halloween.

I know trying to find costumes can be very overwhelming, so I hope this helped! Make sure to check out my post, 32 Easy Couple Halloween Costumes Perfect for a College Party for some more costume ideas!

Happy Halloween!!

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8 Disgusting Things In Your Dorm That Need To Be Cleaned Immediately

Its been about a month since you’ve moved into your dorm and if you’re anything like most college students, your dorm room needs a good cleaning. Not just a “throw my books in my desk, and give it a vacuum” type of clean- a real, deep clean. Don’t think I am telling you not to vacuum though, that is essential 🙂

This is the season of sicknesses and to combat that we (yes, you and me) are going to go through and deep clean the most important (and dirtiest) parts of your room. I also have a FREE printable at the end that you can hang in your room and use as a checklist every month to make sure you don’t forget anything. I get you don’t have a lot of cleaning supplies at college, so I recommend (and personally only have) disinfecting spray and all-purpose spray.

Clean your sheets.

Let’s be honest, the chance that you’ve already cleaned your sheets is slim to none. Every year I’ve gone in with the intention of washing my sheets every week (like you should be doing) and it NEVER happens. Having clean sheets will not only make you feel so much better, but it will also help get the oils, sweat (if you have air conditioning I am envy with jealousy), and other gross things that get on your bed out.

BTW, if you’ve been breaking out way more at college, this could be the reason why! Clean those sheets, it could help.

Disinfect your door handles.

What you really need to do is get some disinfecting spray and (every week) spray on your door handles. Think about the amount of people that are touching your door handle from hundreds of places, and you then touching it numerous times per day. Yikes! That’s a lot of germs.


Well I am sure the disinfect spray doesn’t kill all the germs, it does claim to kill 99.9% of them and gives you piece of mind (which really could be the important thing here ;).


Clean your phone and TV remote.

I debated adding this one to the list because you could argue if its really part of the “dorm” but this could be the dirtiest culprit of them all.

To clean your phone and TV remote, you first need to start by taking your case off. Then take a toothpick and run it through all the cracks, holes, and what not. I am sure you can figure that one out without me explaining too much. Then, spray some of that disinfecting spray on a paper towel or cloth and clean both sides of the phone staying away from any openings. Super easy and could save your from your next cold.


Dust all surfaces.

Dust accumulates so fast so I would really recommend doing this once a week, but I know just as well as anyone else that the chance you’re doing it once a week is pretty rare. Take a cloth and some of that all purpose spray and go over all surfaces including your bed, desk, lamps, dressers, etc.


Spray down your trashcan.

Lets be real, who knows what has been in your trashcan. Whether it be moldy food, puke (gross and extra smelly), or snotty tissues, you NEED to disinfect your trashcan. I would personally start by spraying my all-purpose cleaner all over the trashcan, and rub it in with a paper towel. I would then take my disinfect spray and let it sit for however long your directions say.

A little tip: One of the number one things that has helped not make my room smell like a full-on dump is Febreze trash bags. They are life changing and will cover ANY smell (yes, I have had basically anything you can imagine in those trash bags and nope, you can’t smell any of that!).


Clean your mirrors.

This one is simple, but clean your mirrors. It will remove the dust and make it seem more clear when you use it next! All-purpose cleaner will work great for this 🙂


Clean your sink.

If you don’t have a sink your room, you can ignore this one. However, if you do make sure to clean it!! This is my LEAST favorite thing to do, I really think its disgusting. You gotta do it though.

I spray my all-purpose cleaner over the whole entire sink and take paper towels to rub it all in. I then spray my disinfect spray focusing on the edges and faucets.


Wash your towels.

If you’re good, this is probably done every time you wash your laundry but I know for this most of us, that this is often forgotten.

I don’t mean to sound gross here, but just think everything your towel has touched. Those community bathroom walls? Yep. Even worse, the bathroom floors? Let’s hope not, but maybe. These are all things that are just accumulating germs and then you go out them all over your body.


Want a FREE monthly cleaning schedule?!

Download here.


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How I Get Paid to Shop Online

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How I Get Paid To Shop Online

Want to know a secret? I have found a way to make money by doing absolutely nothing. Yep, you read that right. I don’t do anything! In these last few months, I have been all about earning money anywhere and way I can (let’s not take that out of context though ;).

Are you looking for a way to pay for your booze, uber rides, or late night food cravings? Well, I think I may be your new best friend. Ebates pays you to shop. Let me repeat, Ebates PAYS you to online shop! 

I am going to tell you all about Ebates, how you can use it, and whether or not is a scam (which btw, it’s not. I’ve used it!).

Click here to sign up for Ebates, and refer two people to receive $50 as a welcome! 

BTW, I want to make it clear that this is not a sponsored post. I use this personally and think anyone would be stupid to not also use it. 
What exactly is Ebates?

You’re probably wondering what exactly is this Ebates thing I am talking about. Ebates is the leader of online cash back shopping.

According to its website, “Ebates pays members cash back every time they shop online as well as provide them with the best coupons and deals online. Founded in 1998, Ebates Inc.’s websites have paid over $250 million in cash to its members.”

Ebates offers hundreds of stores including Amazon, Best Buy, Nordstrom, Target, Forever 21, Macy’s, Asos, Gap, Walmart and so many more!

So how does it work?

There are a few ways to earn money from Ebates and I am going to tell you exactly how to do it.

To receive money from Ebates, sign up for an account. If you already have one, log in to your account. Search for the store you want to shop at and click the “Shop Now” button. This should take you to the stores website. That is ALL you have to do! Ebates is tracking what you bought and will pay you you’re earned cash back. Crazy, right?! So easy.

Another way is by installing the Ebates button to your computer. So, lets say I am wanting to get some sweaters from Gap. I can go to the Gap website, and then press my Ebates button at the top right of my Chrome browser and it will activate my cash back! Plus, it automatically adds the BEST coupon to your order insuring you get the best possible deal. The graphic above is showing exactly how to do this.

So, lets say you want to make money while shopping in stores. You can earn money for this too. Ebates has a video with exact instructions that will explain this much better but basically, you download the Ebates app and put your debit card info into Ebates (it’s completely safe, trust me I use it!). Then you link what store you want to shop at. So, lets use Gap again as an example. I link Gap and then I go shop at Gap. When I get to the register, I use my debit card but put credit instead (so you don’t use your pin) and sign your name. This will sync to Ebates and you get paid!

I forgot to mention that Ebates is completely FREE! There is no monthly fee, no fee that you have to pay to Ebates, and no surprises! It is 100% free for you to use Ebates.

How much exactly can I make from this?

Well, you definitely wont be buying a house with this money but it will easily cover booze money, uber rides, and late night food cravings. Ebates offers different percentages for each store and after awhile it really adds up. You can make a couple hundred dollars every year by doing your normal shopping. 

Is Ebates a scam?

No! Ebates is not a scam and something I personally promote (hello, I wouldn’t have made it into a blog post if I didn’t 100% believe in it!). I knew most of you would love knowing about this so I thought I would share with you just how good it is.

Ebates is basically the best thing to happen to me in 2017. (hehe jk, but it is pretty awesome isn’t it?!)

Have you ever used Ebates? How much money did you make from it?

I am doing this post because people would be stupid to not use this website and earn free money back for doing what you’re already shopping for. Let me remind you that this service is completely free AND that this post isnt sponsored- I just love it!. When you sign up through my link, you will earn $50 cash back for referring two people to the site as a welcome.  I guarantee you wont be disappointed.



Chocker Necklaces: This actually came in a set of three necklaces from the Sugarfix Collection at Target. I ended up taking the bow necklace out and just using the two gold necklaces. Unfortunately, I can’t find the exact necklace but theres one super, super similar HERE!

Gold Horn Necklace: I am seeing everyone wear this lately! I just got mine off of Etsy (you can get it HERE!) and really like it. I think its good quality but just be careful of the chain getting tangled. Mine got a knot in it that I couldn’t get out! 🙁

(sorry about all the gold in there, I am a huge gold fan!).xoxo,


I love summer, but if it was weather appropriate for me to wear sweaters all year round I totally would! They’re comfy, cover my food babies, and keep me warm whenever I am cold. Plus, they’re a closet staple. This year one of my favorite trends are sweaters that have a little extra detail to them (like THIS sweater from the picture).


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